Disclaimer & Terms Of Use

These are the terms upon which Nella Insurance Services (“NIS”) permits you to use this website. By using this website, you agree to be bound by these terms, as modified by NIS from time to time.


The information and the material available or accessible in this website (“Information”) is provided by NIS in good faith. NIS has taken all reasonable care in ensuring that the information is accurate and current at the time of publication. NIS does not however guarantee the accuracy, completeness or suitability for any particular purpose, of the Information. You should not act or rely on any Information on this website without seeking the advice of a professional.

The Information:

  • Is provided for general information purposes only;
  • Should not be relied upon as a substitute for legal, financial, risk management or other expert advice;
  • Must not be relied upon as a basis for any decision, and that you should make your own inquiries to verify the Information before acting on it;
  • Is subject to change at any time without notice; and
  • To the extent permitted by law, is provided “as is” without representation or warranty of any kind as to the accuracy, completeness or suitability for a particular purpose.

To the extent permitted by law, NIS (its officers, employees, agents, shareholders, and affiliates) accepts no liability for any loss or damage including loss of data and/or profits, special or other indirect or consequential damage, however caused (including by negligence) which you may directly or indirectly suffer in connection with your access or use of this website or your reliance on the Information. Further, NIS excludes any condition or warranty that would otherwise be implied into these terms and conditions.

By accessing or using this website you assume all risks associated with its access and/or use, including the risk:

  • Of your computer, software, system or data being damaged by any virus that might be transmitted or activated via this website or your access to it;
  • That the Information and the content of linked websites complies with any law; and
  • That this website will operate uninterrupted or is error free.



NIS is not responsible for the content of any other website accessed via this website. Links to other websites are provided for convenience only and are not an endorsement by NIS of any product or service in those other websites.


The Information is copyright material owned by NIS and/or its related entities. Apart from fair use, visitors to this website are permitted to download and display any of the Information for non-commercial-private use only. For reproduction of any copyright material beyond such use, you must seek permission from NIS. If permission is given, it will be subject to the requirement that the copyright owner’s name and interest in the relevant Information be acknowledged when that Information is reproduced, whether in whole or in part.


The laws of the State of California, United States of America govern these terms and all matters relating to the Information and your use of, or access to, this website.