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Posts Tagged "Auto Insurance"
What Determines Vehicle Safety Ratings?
Although every vehicle sold in the United States must meet minimum safety requirements, the government also uses safety ratings to encourage consumers to purchase safe vehicles as well as to encourage manufacturers to focus on safety features. The National Highway Traffic Safety Administration’s (NHTSA) 5-Star Safety Ratings measure the likelihood of an injury occurring in a number of situations, weighted against the average. For example, a passenger in a vehicle that has received a...
Read MoreWhat Determines Your Auto Insurance Rate?
CBS news reported that “Men pay about $15,000 more for auto insurance over their lifetimes than women do and the differences can be even more dramatic, depending on age, location, and other variables.” This is just one of the many reasons why it is important to understand how auto insurance rates are decided and what factors can influence the cost. Luckily, in California gender, age, as well as credit scores and history, are...
Read MoreSafe Driving Saves Money
For better or worse, your automobile insurance premium is a direct result of your driving record. This amount is determined by the insurance company to cover the costs of insuring you and your family as drivers on the road. Want to lower your premium? Keep your driving record clean! Premium Prices Before giving you a premium price quote for your automobile coverage, insurance companies look at your driving record for the last three...
Read MoreCar Safety Collaboration
The Department of Transportation (DOT) has announced a voluntary collaboration with 18 automakers in order to explore new ways to promote safety on the road. Over the past two years, there have been a record number of recalls, Congressional hearings and lawsuits involving the automotive industry. The DOT established this new collaboration to help automakers share traffic and safety data, research and development on safety features, and more to reduce crashes and manufacturing...
Read More9 Tips for Staying Focused on the Road
Focusing on your cellphone and other distractions while driving can lead to impairments such as a decreased awareness of surrounding traffic, a sense of tunnel vision and increased reaction times. These can have dangerous consequences for you and other drivers. While there isn’t much you can do to control how other people drive, limiting your own distractions can help you better react to any dangers you may encounter. Use the following tips to...
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