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Posts Tagged "Property Insurance"
Tips for Keeping Mold Out of Your Home
Molds are fungi that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside through open windows and doors, air conditioning systems and on pets, clothing and shoes. They can also start growing after a big storm when water leaks into your home and puddles up in areas that water may not normally be. Once inside your home, mold finds a moist food source, such as lint, ceiling tiles...
Read MoreEstablishing a Fire Escape Plan
Time is your biggest enemy when escaping from a burning building. In less than 30 seconds, a small flame can get completely out of control and turn into a major fire. It only takes minutes for a house to fill with smoke and become engulfed in flames. Proper planning may make the difference between life and death. That is why it is recommended that you and your family create a fire escape plan as...
Read MorePreparing Your Home for an Earthquake
Earthquakes, one of Mother Nature’s most unsettling phenomena, are unpredictable and can strike without warning. As Californian’s we are extremely familiar with how devastating and scary they can be. If you grew up here, you likely had earthquake drills, learned how to prepare a emergency kit, and were encouraged by your school to create a safety plan with your family. (If you need a refresher, we review how to do those things here!)....
Read MoreEarthquake Insurance
Many people do not realize this, but homeowner’s policies do not include earthquake coverage. You will need to purchase either a supplemental policy to your current homeowner’s policy, or a separate earthquake insurance policy. Please note, automobile insurance policies generally cover vehicles for earthquake damage under the optional comprehensive portion of the policy. Earthquake policies typically cover damage to your house and your belongings, up to the insured amount. If possible, you’ll want...
Read MoreLiability of Renting Your Home
Have you ever considered renting out your home while you’re away for an extended period of time? Websites like Airbnb, HotPads, and Craigslist have made doing so relatively easy, and people across the country are making quite a bit of money. While the opportunity has the potential to be lucrative, it also is a huge commitment. In addition to the time commitment of keeping up with maintenance as well as finding and securing...
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