Posts Tagged "Workers Compensation"

Five Strategies for Reducing Workers Compensation Costs

Posted by on Sep 13, 2016 in Blog | Comments Off on Five Strategies for Reducing Workers Compensation Costs

Five Strategies for Reducing Workers Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing...

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Understanding Common Aspects of Claims Resolutions

Posted by on Aug 2, 2016 in Blog | Comments Off on Understanding Common Aspects of Claims Resolutions

Understanding Common Aspects of Claims Resolutions

Dealing with workers’ compensation claims isn’t always as straightforward as one might hope. Unfortunately, as an employer, sooner or later you will have to deal with an employee injury. To help you through the process, here is a breakdown of some of the common concerns employers have while working through claims.   Independent Medical Examinations (IME)   Your workers’ compensation insurance carrier is entitled to schedule an independent medical examination, or IME. They may...

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Claim Topics: Return to Work Wages

Posted by on Jul 14, 2016 in Blog | Comments Off on Claim Topics: Return to Work Wages

Claim Topics: Return to Work Wages

What do I pay a worker on modified duty?   A worker has been off due to a job-related injury. Their doctor says they can return to modified duty, and you have identified a job. When the doctor limits the number of hours a worker can be at work, you offer work up to that limit. What should they be paid?   You could pay the worker their normal rate while on modified duty. The...

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Workers’ Compensation Coverage for Multi-State Firms

Posted by on Jun 30, 2016 in Blog | Comments Off on Workers’ Compensation Coverage for Multi-State Firms

Workers’ Compensation Coverage for Multi-State Firms

If you have locations or workers in multiple states, then your workers’ compensation coverage may be more complicated than you realize. Workers’ compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written. In addition, some states only allow claims to be covered by policies written within that state.   Today, we’re...

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Common and Costly Mistakes: Workers’ Compensation Injuries      

Posted by on May 10, 2016 in Blog | Comments Off on Common and Costly Mistakes: Workers’ Compensation Injuries      

Common and Costly Mistakes: Workers’ Compensation Injuries      

Question: Our company does not want to hire individuals who present workers’ compensation risks. Can we ask about prior workers’ compensation injuries during the interview process?   Answer: No, the Americans with Disabilities Act (ADA) prohibits private employers, state and local governments, employment agencies and labor unions from discriminating against qualified individuals with disabilities in job application procedures, hiring, firing, advancement, compensation, job training and other terms, conditions, and privileges of employment. Specifically, the...

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